Posted Wednesday, Sep 29, 2021
If you’ve ever purchased a loan to get a car, chances are you know how stressful the financing process can be. Getting a used car loan can be even more stressful since lenders can have a harder time analyzing a used car’s value.
With most financial institutions you’re required to put money down (usually around 10%). That can mean hundreds of dollars for even a small loan. Many institutions require you to have a decent credit score (around 650). And, they typically have you committed for four years to the loan. That’s one of the reasons a lot of people consider dealership financing. They will typically take lower credit scores, or no credit when negotiating terms.
With our fair prices and easy credit options, you can pay less and afford more. We will help you determine what type of vehicle financing options will meet your needs and find a car that works for you. With our Buy Here/Pay Here or Lease Here/Pay Here programs, we can help you start your used car ownership off on the right track.
City Wide Motors takes things a step further. With our bumper-to-bumper Used Vehicle Protection Plans, you get a free 12-month and 12,000-mile powertrain warranty.
This warranty covers:
The warranty also offers a limited power train transmission warrant and all gear cases and housings!
City Wide offers many options when it comes to financing. With our Buy Here/Pay Here program you get the interaction with a knowledgeable staff who cares about your financial health and well-being. We also care about your satisfaction with the vehicle.
The same is true for our Lease Here/Pay Here program, but at the end of that term (which is typically around two years) you are given the option to trade it in for a nicer, newer car or you can purchase the vehicle. Plus, when you lease a vehicle from us, we pay the personal property tax, sales tax, and oil changes – for the life of the lease!
We know life happens, maybe you forgot to pay or skipped a payment here or there. Maybe you’ve gotten behind with your creditors because of health issues. Or maybe you simply got stuck in a situation where you may not be in the best financial position. Regardless of the reason, we want to help you recover quickly and safely.
For more than 20 years we have helped people with damaged credit. We understand.
Things happen and it can be slow to overcome issues with your credit. Whatever the reason your credit is spotty, we want to help you recover with our Financing Pledge that helps you with:
We know it can be difficult to decide what type of loan you’re comfortable with. To help you know what to look for when shopping for a used car loan, Heres a used car loan calculator and think about the following five questions:
No matter what your situation or financial challenges we simply want to help you find a way to get where you need to go while working with your financial needs. At City Wide, we want to make the process of vehicle ownership worry-free so you can Accelerate Your Future and Drive Your Dream!